The TonaBank platform includes a versatile referral system designed to reward users for bringing in new members. This system supports Deposit based referral commission. It can be independently activated or deactivated by the administrator and is configurable for a multilevel referral structure, allowing for tiered commission distribution. These settings provide flexibility and encourage user engagement, helping to grow the platform's user base and increase overall activity.

- Referral System Activation :
  Admins have the authority to enable or disable the referral system based on the evolving needs of the platform.
  Activating the referral system encourages users to refer friends and family, fostering a sense of community and engagement.
- Multi-Level Commission Structure :
  Admins can set up multiple referral levels, each associated with a specific percentage commission.
  Tailor the commission structure to match the business model, allowing for flexibility in commission percentages for different levels.
- Editable Commission Percentages :
  Admins can dynamically update commission percentages for each referral level.
  Changes to commission percentages take effect immediately, influencing new referrals and commission calculations.
  Note : Referral Setting ensures an organized storage structure for commission-related data. Although updating commission percentages `removes previous setting` data.

The Referral Setting feature is a dynamic tool that not only promotes user engagement but also provides administrators with the flexibility to adapt and optimize commission structures based on evolving business needs. By incorporating multi-level commissions, updateable percentages, and operation-specific disbursements, this feature becomes a cornerstone for fostering a thriving and interconnected user community within your web application.

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